News Loans and Mortgages for retirees – the Weatherbys Way

Loans and Mortgages for retirees – the Weatherbys Way

weatherbys, private-bank

Weatherbys offers bespoke private banking and financial solutions tailored to your needs and delivered by your own dedicated private banker. Our clients enjoy this personalised approach and our private bankers are with them every step of the way - through the many milestones life's journey presents.

Despite ample security such a property, land, and investments and an excellent credit history, older borrowers looking for retirement mortgages can fall short when subject to the rigid demands of mainstream lenders whose decisions are based purely on credit scoring. However, we can offer short to medium term mortgages and loans secured against residential property. At Weatherbys, we see the person, not their age, and can take other assets into consideration when reviewing lending applications. We don’t offer standard mortgages; all of our loans are designed around our clients. 

Consequently, we can look behind any superficial impediments such as age, and assess a borrower on the merits of what they are proposing. We work with our clients to tailor a loan that’s right for them, without imposing harsh and unfair terms.

If you are retired and want to downsize or need a mortgage to get your children on the property ladder, have assets but don't have an income, talk to us about your lending requirements.  Weatherbys will always consider your personal financial situation and circumstances from our direct knowledge of your financial affairs. We can make quick decisions and arrangements, offer sensible terms and are willing to work with your other professional advisors to service your lending requirements. 

We are happy to lend to clients with a personal net worth of at least £1m or an income of at least £100k p.a.  For those with a personal net worth of over £3m or an income of at least £300k p.a., we can also provide private banking services.

If you would like to learn more about our loans and mortgages, please contact the Private Bank team:

Tel: +44 (0)207 2929 029
Email: [email protected] 


Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured against it.
Mortgages and loans are subject to underwriting and criteria.
You must be over 18 years or over to apply for a mortgage or other loan secured on it.
Terms and conditions apply.